Why is Insurance Required to Secure a Loan

Why is it mandatory in California when you finance a house to get insurance. You have to get homeowner's insurance or the bank will not finance you. How often do we file claims though and is it really something we NEED? The banks say so, but don't we live in the house without huge mishaps more often than not? Well, insurance claims are filed a lot! ...

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Urban Suburban Rural...

As you may guess by the title, there are three main ways one can describe the area they live in as it pertains to the geography, development, and population. You can live in a city; however, the city could be spread thin and not have a high population. One can live in an area that is extremely populated like New York City and would have to describe ...

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Household Hacks

There are common issues we all face every day at home. Certain things need to be done a lot around the house. Taking out the trash, hammering nails, fixing small items, etc... There are a lot of things we need to do to keep our house functional and safe. I like hacks, hacks are simple ways of doing common things that we don't normally think about. ...

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Pre War Building Pros and Cons of Older Homes

When you live in a city like Redlands or Riverside, there are a lot of historic homes. These homes have a certain charm  but are they better than buying new? It may be a matter of taste, but what are the actual benefits if any? A house built before the 20's is a prewar building, a house built after, obviously isn't. A prewar building is one th ...

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House Warming Party literally

Have you been invited to a party to help a friend or family member celebrate moving into a new home? This is a tradition that has been around for centuries. The original housewarming party was, literally, a housewarming. Guests brought firewood as gifts and lit fires in all the fireplaces in the home. Obviously this warmed up the place for the fami ...

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